For the second consecutive year, Americans were given a "D" by Bankrate.com in its Financial Literacy Survey. The company described Americans as in "debt denial" and as being generally unwilling to admit credit is a problem.
The survey of 1,000 Americans is based on 12 concepts of financial fitness. Among the findings:
* The public is more aware of what they should do to achieve financial fitness. The percentage of survey respondents saying an activity is "very important" increased in 11 of the 12 financial fitness concepts.
* A substantial gap exists between awareness and follow through. While 71% say keeping an emergency fund is "very …
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